Flood Insurance

Flooding is not covered by a standard homeowners insurance policy.

To determine if you need flood insurance, ask your insurance professional, mortgage company or neighbors about the flood history in your area. If there is a potential for flooding, you should consider purchasing a policy that covers the structure and your personal belongings.

Flood insurance can be purchased from an insurance agent or company under contract with the Federal Insurance Administration (FIA), part of the Federal Emergency Management Agency (FEMA). Flood insurance is only available where the local government has adopted adequate flood plain management regulations under the National Flood Insurance Program (NFIP).

Options for Homeowners in Crisis

  1. Loan Modification
  2. Refinance
  3. Short Sale
  4. Foreclosure
  5. Bankruptcy
  6. Status Quo

Click HERE for a FREE No Obligation Request for Consultation


The Truth About Short Sales

The “Certified Home Rescue Expert” designation is exclusive to Realtors who have completed training and certification to assist homeowners regarding the short sale process and the challenges facing buyers and sellers in this unique market.Chris and IQ are your Certified Home Rescue Experts
Click HERE for a FREE No-Obligation Consultation!

A 203K Specialist is trained to provide expertise and support to buyers purchasing a home that can be improved through the use of the FHA 203K loan program. A 203K Specialist is trained to provide expertise and support to buyers purchasing a home that can be improved through the use of the FHA 203K loan program.

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